农行小额贷款助农村大学生创业

Agricultural bank small loans to help rural college students entrepreneurship

"College students' employment, entrepreneurship is more difficult to, I can engage in greenhouse vegetables planted onto the road of entrepreneurship, thanks to the support agricultural bank small loans, two years to recover the cost." Early spring season, the soil. Reporters came to shaanxi province ZiChangXian WaYaoBaoZhen pp library village the high-efficiency agricultural demonstration base of interview, yan college students had just pointed to the 4, 66 meters long, 10 meters wide of the sunlight greenhouses, tell their entrepreneurial journey. In small yan greenhouses, strawberries, cilantro, tomatoes, zucchini, breathtaking, melon and fruit fragrance. It is his business base, and all his dreams set sail.

Back to his original business process, the small yan to agbank's grateful. He was looking for relatives to borrow money, money is still has a gap, heard that the agricultural bank working with youth corps committee, for the rural youth entrepreneurship, try holding the attitude, find the town of youth, in the loan application form. Unexpectedly, the third day, county agricultural bank will come to investigate, will soon give him dealt with Jin Sui corresponding card, issued 30000 yuan of small loans, make oneself of the business plan implemented.

Reported that agbank ZiChangXian branch and cooperation on the implementation of group off "rural youth entrepreneurship program began in 2009, the strengths of youth league organizations at the grass-roots level to the countryside, on college students' self-employment is a baseline screening, for industry, technology, credit, outlook of college students' self-employment loan demand, recommended by league organization after the first trial for county agricultural bank, agricultural bank organization investigation, to comply with loan conditions of college students entrepreneurship to give support. Since 2009, the bank lending for college students' self-employed more than 6400 6400 yuan, accounting for 65% of the total amount of the peasant household microcredit, to support and stimulate the development of more than 400 college students self-employment is realized.

Just like yan just, who lives in ZiChangXian Yang Guyuan He Hongan bees valley village, town of college students and beneficiary of the bank financial services. "Agricultural bank small loans, recycling, procedure is simple, fast and affordable." He is agricultural bank card, and farmers to small loans XuanJiangYuan of obligation. 2007, Jia Hongan from it after graduating from vocational and technical college of animal husbandry, found work in a company, but see good prospects of development of modern agriculture, Jia Hongan decided to self-employment, he resolutely resigned, the pig back to rural development facilities. In 2009, the county agricultural bank 40000 yuan business loans, supported by jia expanded farm, founded the sunshine aquaculture professional cooperatives. After continuous rolling development, now his pig scale has amounted to 500 head, also supply feed to its surrounding more than 20 households cooperative, piglets, annual income of 300000 yuan.

In early 2013, smaller, head of the group county party committee in a special work meeting stressed that "the county agricultural cooperation, encourage and guide more college students self-employment, and accelerate the work of county economy from economy to business transformation." In the interview, ABC ZiChangXian branch vice President of the crane, said: "the bank giving full play to the advantages of small loans to farmers, not only support the college students' entrepreneurship, lowering the loan risks. In the future, we will intensify efforts to, as more and more college students' self-employment provide financial services."

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