农行浙江温州分行短信金融惊喜连连

Agbank's SMS financial surprises, wenzhou, zhejiang branch

"Before opening bank SMS business, mainly value query account balance, transaction details, etc. Some simple services." Engaged in sanitary ware wholesale Zheng Miao said.

After zheng merchant living in wenzhou city, is 80, was also a "mobile phone", "agricultural bank launched SMS after remittance, queuing, consumption, financial management functions, let I learned to text message in the financial business, use your fingers could easily to save time and money." Speaking of agbank's messages the new functions of the financial, Zheng Miao seem to be very satisfied.

It is understood that since last year, the agricultural bank wenzhou branch insist on "palm bank" do kung fu, remittances, queuing, for different consumer spending, financial management, etc, have launched a series of convenient services, the current agricultural bank message financial has quietly entered innumberable families, by the favor of consumers.

SMS: remittance is less care, and reducing remittance poundage

Lao li in a shoe factory in wenzhou Long Wanou work, every month give at home of parents, children living expenses. Because the factory is busy at ordinary times, and the nearest bank is far from the factory, every time the remittance not cost money, fees, also is very bother.

In that situation, workers to he introduced the agriculture bank SMS "affection" remittance business, clockwork SMS, remittance can get home easily, and the handling charge is very low, it is free.

SMS according to understand, "affection" remittance refers to the individual customers through the contract, the binding mobile phone number and roll out (into) after agricultural bank debit card, by mobile phone send text messages to the specified number, can realize the transfer of funds. Bank staff said that the business is not only suitable for migrant workers need to pay alimony, etc. Customers in other cities, also suitable for children outside the school need to pay living expenses of the customers on a regular basis.

The business time is 8:00 to 20:00 every day, daily trading limit 1 pen, monthly limit 5 pen; Single transaction amount is $1-1000 (promotion period up to 5000 yuan); Monthly transfer limit value of 5000 yuan, the remittance fees for every $1. Within this year, at the same time, for the business promotion period, realize the remittance poundage free.

SMS stage: increases the cost less, and capital turnover period

Mr Wang is the agricultural bank wenzhou businessmen card users, before the credit card is a love-hate relationship. Credit CARDS is convenient, but a one-off big spending, often he was strapped on hand.

Recently, Mr. Wang took a fancy to a $90000 worth of car, on the recommendation of the bank customer manager, use the credit card consumption stage short message business, car merchants POS machines, specified in the agricultural bank card input 90000 yuan full installment nper models and 36, the merchants in installment, business success to accept, in the case of don't need to pay the down payment, only need to pay 2700 yuan every month.

Is reported that the agricultural bank credit card consumption single full 2000 yuan of above, namely to receive unified agbank send consumer installment business interactive text, customers only need to reply based on SMS content stage of nper, can easily deal with stage business. Mr Wang is dealt with is their own lines of credit card installment business, such as the amount is not enough to support models, can be used guarantee way, namely after the pay 30% down payment, appointed by the bank guarantee company guarantee, the balance by credit card installment payment or pay the full amount first, then apply for full credit card installment payment of 70%.

Message queuing: less waiting for, and don't worry about long queues

"Before go to a bank deal with business, long queues are upset", should is a downtown wenzhou enterprises cashier miss, every time receive payment or to remittance, will turn to the big Banks.

But now every bank, she was quick to finish do business, this let colleagues envy of other enterprises. Original, in that the agricultural bank wenzhou branch "message queue", she became a new gens "compensation". Before each want to do business, she said, she would send a text message queue number, booking in advance know want to go to the site have several customers waiting, generally there are 3, 4, before a person, she is from unit, basically without waiting for when can deal with the business to the bank.

According to agricultural bank lobby staff, customers in the site need to line up on signing message function of remote pick up no., after the to transact the business before, only need to send "YCQH + 1 + 4 a business category node number" to 106573095599, you can get in line. Type 1 represents the cash business, 2 representative non-cash business, node number can be registered for the first time to dot the lobby staff know. Miss to agricultural bank should deal with cash business, to 106573095599, and the "YCQH12151" messages, reply with line Numbers in content, and customer waiting for the number.

Finance and text messages: both less trouble, and more than good fortune when idle

People don't money, money ignore you, but money is not easy to live, need pay a lot of time and energy. Since the launch of golden key super wealth-management business last year, Ms. Wang is agricultural bank of the first batch of beneficiaries.

, Ms. Wang is the agricultural bank of an old customer, and often go to site to buy financial products, because business at ordinary times is busy, go to the site and queue time, tend to attend, and easy to miss the favorite products.

After agricultural bank branches wealth managers know the situation, the golden key to recommend the super wealth-management business, as long as after sign relevant agreement with agricultural bank of disposable, agbank would have regular screening will boutique financial product information sent via SMS, wang can reply information to buy after reading is introduced, the maturing financial product if need to continue to buy, can also be used via SMS to confirm in time, to leave out the trouble of going back and forth across the.

Learned, golden key super financial management has a "select financial", "rolling financial management", "securities financing" three big financial function and "exclusive wealth management products", "financial value added service", "financial information service" three exclusive service, and can buy agbank's exclusive and customized products, and be a good partner for money when money demanders.

Agricultural bank wenzhou branch, said an official with the related business department with the further popularization of smart phones, handheld bank, the bank will be relying on mobile phone Banks, such as palmtop client platform, efforts to promote the overall upgrade of SMS financial services.

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