农业银行山东郓城支行稳步提高小企业信贷资产质量和业务经营效益

Agricultural bank of shandong ltd.was branch steadily improve the quality of small businesses of credit assets and business benefits

Agricultural bank of shandong ltd.was branch in the process of marketing, corporate loans, whether it is marketing a big project loans, or hundreds of thousands of short form fast credit, superior lines of credit management system in strict accordance with the requirements, a solid action for each item regulation, read good true through "yan, solid, fine", implementation for ten consecutive years of corporate loans out of cash recovery rates 100%, realized their own benefits and social benefits "win-win".

A, before the credit investigation to a word "yan". Bank on loan before the survey link, from the legal representative, shareholders, borrowers of moral quality, product market prospect, and the full amount of cash ability and so on three dimensions in full swing, to ensure true and reliable loan before the survey.

Second, post-loan management do a "real" word.

3, prompt the loan servicing do a word "fine". Branches in addition to strengthen the credit customer outside the focus of the cash flow monitoring, the loan interest at a pre-determined date and before the end of a month don't forget to remind customer to prepare the loan funds, and make those responsible for implementing tighter, avoid because of one person's work does not reach the designated position, artificially produced bad loans, loans to prevent deterioration. For not according to operation procedures to deal with the business or fails to fulfill its responsibilities of personnel, to strictly in accordance with the interim provisions on employee misconduct handling will be punished. To ensure that small business credit assets quality and business efficiency improved steadily.

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