无锡农行推行绿色信贷

Wuxi agricultural bank to implement green credit

In recent years, the agricultural bank of China wuxi branch seriously implement the national industrial policy and credit policy, in view of the regional economy, actively implement the "green credit", boost energy conservation and emissions reduction, and improve the credit structure, effectively improve the quality of its credit assets at the same time, promote the coordinated development of economic and financial.

Increase the credit support, low-power, low pollution industry help wuxi beautiful ecological environment construction. Bank according to the development of strategic emerging industries, new energy, energy conservation, environmental protection, such as the Internet of things industry into the credit level priority support, request subordinate branch active marketing and service, the vision of the new energy equipment (jiangyin) co., LTD., jiangsu peng harrier know environmental protection engineering equipment co., LTD., jiangsu jung technology co., LTD., a group within the industry leading enterprises and bank credit relationship is established, the above industry loan balance is close to 3 billion yuan. Support in comprehensive environmental control in wuxi area, the key of lake taihu, ziyingdian, tin north canal, river in nine agricultural pollution source management and channel management, such as in recent years accumulative total investment of nearly 5 billion yuan loan. To lingshan, YuanTouZhu, long range creek, the canal park, nan chang some famous cultural tourism such as scenic area project has invested nearly 1.5 billion yuan loan, effectively improved the wuxi culture and tourism taste and quality. To increase innovation, entrepreneurship, were the first to research their carrier construction, in recent years the bank has to support the digital tsinghua garden, HengHua industrial park.

Using leverage, environmental "one ticket is overruled make" principle. For not conforming to the state environmental protection, energy consumption and pollution emissions policy of new customers and new projects, in credit policy and navigation, not a loan. Letter of stock credit customers, by improving the use conditions, loan cost, comprehensive measures, such as pressure drop clear plan we have successively in recent years from small scale, weak chemical, textile, printing and dyeing and other enterprises nearly 500 and the cumulative out loans not less than 3 billion yuan. For part of the traditional "two high" left industry transformation and upgrading of customers or projects for energy conservation and emissions reduction, the active docking, increase the intensity of credit support, such as I can on the jiangyin special steel co., LTD., phase out backward production capacity has put on the two phase of the relocation project technical transformation project loans 700 million yuan.

Innovation credit support way, improve the green credit financial services. First is actively strive for policy support of head office, provincial branch, established the first branch of science and technology in jiangsu province scope, tailored for small and mid-sized enterprise specialized credit tool and credit process, and funded by agricultural bank 10 million yuan and wuxi city government to establish the credit risk compensation fund, the technology-based smes loan risk, leading by the fund to compensate. Technology-based small and medium-sized enterprise loan balance is close to 900 million yuan at present. Innovation way of guarantee, the bank has to science and technology of green environmental protection enterprises out of credit loan, individual shareholders loan guarantees, the company equity pledge, accounts receivable pledge, patent pledge guarantee way, solve the problem of the difficulty of science and technology enterprises guarantee; Powered LED energy-saving projects at the same time, the bank actively promotion, to project implementation enterprises for a period of time in the future to save electricity as the source of repayment, withdraw from the contract energy management of loans, the bank and wuxi HuaZhaoHong photoelectric technology co., LTD., a group of companies such as business cooperation to explore market-oriented energy-saving mechanism, enterprise and society's widespread high praise.