农行开通手机银行为民工减负

Agricultural bank open the bank on the phone for the burden of migrant workers

With the end of the 2013 annual "spring rush", a capital "Spring Festival" also quietly. In the train speed at the same time, year after year for migrant workers, home of the Chinese New Year, this year also boarded the agbank's financial "high-speed rail". The "high-speed rail" not migrant workers carry cash to take the train, but mobile phone bank, as long as the move finger gently, fiddling with the phone you can transfer money back to account.

"Spring rush" CARES

Huang Daojin work five years in fujian youxi county people in our city, when the Spring Festival approaching, he and all the migrant workers, are near to the enterprise before the ATM queuing to old remittance.

"Transfer to other place to buckle poundage, although not much, compared to usual withdrawals don't money, I still have a gap in my heart." Huang Daojin told reporters, before the Spring Festival approaching, the factory nearby ATM machines like mart, withdrawals, remittances, saving money is a machine, because the waiting time too long, sometimes is "diverted" remittance to urban areas, but in the city found that ATM machine in front of the person also is still the same.

At present the city has more than 30 foreign builders, before and after the annual "spring rush", it is mass flow. At the moment, also with personnel flow of funds, in the industry used to call it "spring rush" funds.

This year, however, the capital of migrant workers the year-end remittance path, completely can walk very "sunshine". The reporter understands, at the end of last year, the city agricultural bank staff with a deep zhuhai companies "backpack bank", the door opens mobile phone bank for employees. Was installed in the specified tool, migrant workers found that as long as the little knock on, and on the mobile phone enter the remittance account and amount, enter the password again, simple steps can easily turn a year savings back to parents' account. Not only save the trouble of the queue, but also save a fee.

"Every mobile phone is the equivalent of a bank customer self-service financial equipment." Huang Daojin said, and now his company of young people, almost all opened agbank's mobile phone bank, after their 80, 70 and even some 60 after joined the army of mobile phone bank.

Some poundage below the counter

Mobile banking, meanwhile, not only can the remittance, and online shopping, pay the electricity and water as good, originally can operate on the computer, most of it can be finished easily on the mobile phone.

, mobile banking is a use of wireless networks and mobile phones, to provide customers with the transfer of remittances, account management, information query, capture expends pay, and investment banking and other financial services.

Bank customers through mobile phone bank, don't have to go to the bank branch first, followed by eliminating the waiting in line, and also some business fees below counter charge standard, such as during the promotion of mobile phone bank, agricultural bank within 50000 yuan nationwide inter-bank remittance can be exempt from fees. Therefore, mobile banking allows users to enjoy the benefits of saving time, energy and money.

Chen Changcheng ABC electronic banking manager told reporters that since 2012 yongkang agbank launch mobile banking, at present the city has opened 101650 households. Only during the Spring Festival in 2013, the remittance transactions amounted to 10128. Mobile banking has become migrant workers a new self-service financial service window.