农业银行积极开拓县域农村银行卡受理市场

Agricultural bank card acceptance developing county rural market

In recent years, the agriculture bank developing county rural bank CARDS accepted by the market, speed up the construction of service channels, promoting product function development, improve risk monitoring system, improve the rural basic financial service ability and level.

In the channel construction, agriculture bank around the county high quality single market, and actively developing county leading enterprises accept single merchant and strive to create economic active county, central town as the focal point of the single market system. At the same time, in order to "village thousand township market project" as the union, to expand the chain supermarket, farm shop, the agricultural capital shop and so on special merchants, to speed up the rural areas electronic channel construction pace. By the end of 2012, the agriculture bank in the county rural areas cloth POS machines, a total of 338000 sets of POS machines both total 50.5%; 16 pilot branch realize cloth "village market project of thousands of villages and townships" agro-business pass information machine 41000 units. ?

Agriculture bank and the ministry of commerce, China mobile build cooperation platform, and constantly enrich POS machine function, improve the rural financial service level. Organized to complete the help farmers to withdraw system reform, realizing both in the province, the city in the province, provincial, inter-bank foreign across four cases the business that accepts and charges standard differentiation Settings and other functions, to help farmers to withdraw the business in the nationwide promotion further provides the system safeguard. By the end of 2012, there are 11 branches more than 13000 merchants opened POS help farmers to withdraw the business; Chongqing, anhui branch opening POS in mobile phone business, Hebei branch with agro-business pass machine cloth, in local leading enterprise and peasant shop set up between logistics platform to realize POS machines order, settlement, inventory queried, farmers, and help improve business efficiency. ?

Based on the special merchant management system upgrading, agriculture bank to promote agricultural business communication, POS machine development business transaction management, data statistical analysis and risk monitoring analysis, the three big functions, and to realize the online according to the machine type, cloth area by the system to provide automatic statistics, and the transaction data are multidimensional statistical analysis. Based on the single equipment daily operation and transaction status of real-time centralized monitoring and early warning, set the standard for suspicious transactions and events for real-time detection and timely warning, effectively improve risk prevention and control ability.