农行芯片存单 保障客户存款安全

Agriculture bank chip CD to guarantee our customers deposit safety

During the Spring Festival, jiangsu wuxi citizens to agricultural bank outlets to transact business, see agriculture bank roll out "appearance tinggua, connotation is rich" chip CD is very happy, they say take this CD heart more secure. Some customers to get a chip certificate of deposit, and even special fill 100000 yuan deposit.

It is understood that the chip CD project by jiangsu branch project at the beginning of 2012, and in September last year in wuxi branch development success and pilot. At the end of ZhiDang, chip CD already popularized to wuxi branch and all 152 foreign business institutions, accumulative total more than 50000 copies, open a powerful boost the savings deposit growth. By February 15,, wuxi branch savings amount has reached 80 billion yuan, in the more than 30 financial trade shares of more than 20%, leading position.

It is reported, wuxi branch chip CD the RFID chip are original installation import from foreign countries, the thing networking radio frequency technology category. Radio frequency identification (rfid) technology will be applied to the bank certificate of deposit, and large area that is put into application in the national financial system in a leading level.

In the past, the traditional bank certificates of deposit security is special printing technology, such as the use of watermark, printing ink, miniature characters, etc., these printing technology belong to public technology, using these technologies printed certificates of deposit, the security point is unified, arbitrary two CD with all common security features. New research and development of the chip CD using RFID chip ID information uniqueness features, will be implanted in the certificate of deposit, make each CD with all the only security features.

At present, wuxi branch to deal with single pen 100000 yuan savings customers have to use chip CD. Certificate of deposit to open the system when the RFID chip and CD information storage in the background, the server. Certificate of deposit account cancellation, the system read customer submit the certificate of deposit related information and background data check, only in the matching of success can only deal with pin door.

Due to the chip CD to deal with business process and ordinary CD overhead door basic same, not to increase customer transaction time and increase the cost for the customer, and this provides quick review CD authenticity auxiliary means, better able to guard against the risk of CD was cloned, customer deposit safety greatly improved, by the praise, and got the regulatory approval.

Comment on:

RFID the radio frequency identification technology development have decades of history, it through the non-contact rf way two-way communication to complete data acquisition, can quickly, real-time and accurate collection management object ID information, successively in the military, aviation, logistics, transportation industry applications. With the development of science and technology, RFID technology can be integrated in the small chip in the middle, it has the waterproof, antimagnetic, high temperature resistant, long service life, small volume, have computing and storage capacity, etc., and application scope is wide.

Agriculture bank jiangsu branch development RFID CD, make full use of the advantages of RFID based on application, but also the advanced film packaging technology. As we have learned, in the current technical level, the investment in more than more than factories can only have the corresponding technical ability, high imitation cost will make counterfeiter flinch, greatly improving CD cloning technology difficulty, improve the level of safety certificates of deposit.